GEICO Mechanical Breakdown Insurance
Mechanical Breakdown Insurance Buys You Peace of Mind
You've purchased collision insurance to protect your new car in case of an accident and comprehensive insurance to protect against hazards such as fire, theft, or broken glass. But what happens when your air conditioning dies or your automatic windows won't close, just after your car is out of warranty?
GEICO’s Mechanical Breakdown Insurance (MBI) is designed to protect you from these bumps along the road. After a $250 deductible, MBI covers repairs to all mechanical parts of the car - except for maintenance and wear and tear. That means you'll never be saddled with unanticipated and expensive repair bills.
Special Protection For New Cars
MBI is specially designed to protect your new or leased car that is less than 15 months old and with less than 15,000 miles. Once you've purchased MBI, you can renew it for up to seven years or 100,000 miles (whichever comes first).
Better Than An Extended Warranty
GEICO’s MBI provides better coverage and is cheaper than the typical dealer extended warranty. MBI coverage:
* Includes all parts and systems-not just the specific list of items covered by most dealer warranties.
* Saves you money. You pay only a small premium each policy period-not a large lump-sum payment up front.
* Lets you get your car repaired wherever you like.
Swap Your Extended Warranty For GEICO’s MBI
Already purchased your dealer’s extended warranty? Most contracts give you a full refund if you cancel within 30 to 60 days.
It’s easy to add MBI coverage to your policy. Do it online or give us a call.
MBI Exclusions
Exclusions to this policy include such regular maintenance services as tune-ups, suspension alignment, wheel balancing, filters, lubrication, coolant and fluids, spark plugs, brake pads and linings, brake shoes, and tires. Also, breakdown repairs made necessary by intentional damage, corrosion, misuse, or improper maintenance are not covered. Multi-Risk Insurance coverage is in excess of coverage provided by your manufacturer’s warranty. Read the policy amendment for the complete terms and conditions of this coverage.